Please Note: Blog posts are not selected, edited or screened by Seeking Alpha editors. Deep Value, Special Situations, Short-Term Horizon Contributor Since 2012 We have turned thousands of losing investors into WINNERS. We are the team behind the top performing trading service BAD BEAT Investing. Quad 7 Capital was founded in 2017 by a team that consists of a long time investor, health researcher, financial author, professor, professional cardplayer, and a politician. The BAD BEAT Investing service launched in 2018 and is a top performing Marketplace service relative to market returns. It is focused on extreme value, and leveraging mispriced stocks and momentum driven events for rapid return swing trades, options education, and long-term investments. Further, it offers a direct access line to our traders all day during market hours. Quad 7 Capital as a whole has expertise in business, policy, economics, mathematics, game theory and the sciences. The company has experience with government, academia, and private industry. We offer market opinion and analysis, and we cover a wide range of sectors and companies, with particular emphasis on news related items and analyses on growth companies, cryptocurrencies, REITS, biotechnology/ pharmaceuticals, precious metals, blue chips and small-cap companies. If you want to win, follow us, and if you want to make money, sign up to BAD BEAT investing today. Summary A must have if you want to make money. 24 hours and that is it. If you scale in lets take profit when you have it. Nothing burger on investigations. We outline a trade that we think works, a sample of what we do. But if I may, every time one of our members leaves a review, we discount our service for new interested members. We just received a review, and even though our Black Friday and our Cyber Monday deal has ended, because we received a review, for the next 24 hours the next 3 members to join can scratch 65% off an annual price. If you prefer a monthly membership, those are 20% off right now for 24 hours. Below we have laid out a stock trade, but first, if we may tell you: " A must have service if you want to make money in the market ". That is what one of our newest VIP members just said about our work. We have a trade below. Because subscribers chose to write a review of our service, we have scratched 65% off the annual price, and 20% off the monthly price for the next 3 members to sign up to BAD BEAT investing. You choose. Here is what a 35 year veteran in the market had to say: If you are looking for a Really good service with Great ideas you should look Here.. Bad Beat Investing. They have a Great team and are VERY responsive.. I have been in the market for over 35 years and consider myself somewhat experienced.. Bad Beat Investing has really Great ideas with entry points as well as targets and they will also advise a stop on the downside in case they are wrong.( NO ONE is always 100 percent) the key to investing is to cut losses and let winners run.. I have been Very Very impressed with their calls and how patient and responsive they are to their members.. I HIGHLY recommend BAD BEAT Investing.. You will find it is money very well spent. -Larry Here is the deal, we were lucky enough to discover this style of trading when we needed it, and really to have the right people teaching us and encouraging us, showing us how to make rapid-returns, which should be used to then feed your long-term port. We are trying to do the same thing at BAD BEAT Investing. no thanks but I will read about your trade BAD BEAT Investing is a system built off our own bad beats that is designed to help investors and traders stay one step ahead of the market, based on our team's collective century of trading and investing experience. We have seen it all. What we do is simple. We do the research, and give you crystal clear entries and exits that maximize your upside, and minimize your downside. Without question, there will be losing trades. But you are not a loser. You are a winner, and we can bring that fighting spirit back to your portfolio. It is simple. We help you generate rapid-returns that can be used to pad your long-term, dividend or income portfolios. In a nutshell, it’s a smarter way to invest because instead of following the herd and working with a boring model portfolio, we rely on a team of analysts with a mix of sentiment and proven mathematical analysis that we apply behind the scenes screening thousands of stocks a year to generate 60-100 trades a year. Does it work? Our win rate over the last three years has been 80%, meaning on average, 4 out of 5 recommendations hit their profit target, while others are either open or were stopped. That is exceptional and something we take pride in. Don't take our word for it, check out the recent reviews! No thanks just show me the trade SoFi Technologies, Inc. (NASDAQ:SOFI) stock is a trading stock right now. While we have previously outlined ways to play it long-term, using house money, the stock has now given back all the gains it had seen after it reported Q3 earnings which were much better than expected. This is a high beta stock, it moves a lot, and that makes it great for getting in and out. We remain bullish long term, but in the short run, time for new money to come back in here and lower. The play Target entry 1: $4.70 (30% of position) Target entry 2: $4.55 (30% of position) Target entry 3: $4.35 (40% of position) Stop loss: $3.95 Target exit 1: $5.00-$5.05 Lot of short interest could spark (another) short covering rally This stock has a high degree of short interest, and today's rally is certainly fueled by some covering. The short interest is quite high, at the mid teens as a percent of short interest at last check. The extension of student loan pauses is a headache but will just be a windfall when things resume. The investigation into crypto is also a joke, such a small part of what SOFI does, and their SEC filing addressed this. Valuation and growth The stock is very expensive relative to a legacy bank, but as a tech stock, valuation is not as horrible as many similar innovative names. We are talking about the little to no-earnings type names. The ones with high-revenue growth, that are investing in themselves. Most of these stocks have been smashed, but SoFi seems to have found a base of comfort around the $5 mark. This comes despite solid growth metrics. SoFi's recent results were solid In the recently report third quarter, SoFi's top line growth ramped up. In fact, the company saw record adjusted net revenue of $419 million. Folks this was up up 51% year-over-year from the same prior-year period, and way above the high end of management's guidance. Further, it surpassed consensus estimates by $32.2 million. Revenue growth is always welcomed but it needs to come with rising earnings power. In this case, we have a conundrum, because the company is profitable before interest and taxes, but loses money net. Look, we like to look at adjusted EBITDA. And this came in at $44 million and this crushed expectations. This was the ninth consecutive quarter of EBITDA growth with a 332% rise year-over-year, and this also set a new record. Frankly, it was a quarter of several records, and yet the stock has sold back off to about where it was before they reported. Members are at new records. Key segment trends are improving for SoFi In Q3, there was strength across all three reporting segments. There was strong personal loan originations. In fact there were a record of $2.8 billion of loans, up 71% from last year, and even rising 14% sequentially. Following what we knew regarding home sales, housing loan demand fell 73%. But margins were pretty good, and we suspect them to continue to remain so. The lending business saw $181 million of profit, stemming from a 61% margin, up from 55% margins a year ago. Lending products as a whole were up 24% from last year. SoFi has invested heavily in its platform. The integration of Technisys and Galileo to support multiple products has helped grow revenues. Technology platform enabled accounts jumped by 40% year-over-year to 124.3 million. There was both new clients and cross-selling among among existing clients. In fact, in Q3 revenue of $84.8 million here in this segment in the quarter was up 69% from last year. Further, there was also record Galileo revenue, which jumped 29% from last year. We anticipate the growth rate to start to normalize in Q4 year-over-year, as the big gains have been had and there is pressure on consumers. However, we expect the company to focus on growing EBITDA margin. The financial services segment continues to grow but is also a loss leader right now, losing $52 million as the company builds up reserves, but revenue is exploding higher. In Q3 this segment reported $49.0 million of revenue. This is crazy good growth. That is the technical term on the Street. We digress. The revenues are sick, with 66% sequential growth from Q3, and 288% growth from last year. Within this segment both SoFi Invest and SoFi Money products have been great. Total financial services products grew by approximately 2.7 million, or 83%, year-over-year up to 5.9 million. SoFi Money added another 166,000 products while SoFi Invest products increased by over 106,000. Simply put, the market of consumers is responding as SoFi's market share expands. Yet the stock is still in the toilet. Going forward, the situation is still strong So, if you were not paying attention weeks ago when the company reported, management raised guidance. We love beats and raises. Goes well with the BA BEAT approach to investing, finding companies doing everything right (or almost everything) while the stock suffers. Eventually, the stock will find a bid longer-term, but for now, its great for trading. For the year the company now expects revenue of $1.517-$1.522 billion for 2022. This would be up from $1.508-1.513 billion previously. The company also boosted its EBITDA outlook. For 2022, adjusted EBITDA will be between $115-120 million, up about $10 million from the prior view at the midpoint. Strong. This was the third time in a row the company raised guidance after results. This is what happens though when companies are not seeing positive net income. Despite being in strong growth mode, the Street does not care that so many other metrics are strong. Shares are great for trading, but the shares have not done anything for investors yet but cause pain. So why not trade with us. Buy, sell, rinse, and repeat. Risks remain, such as the extreme competitions in the space. Shares are loosely correlated with crypto stocks too, but it really simply offers such trading. For the longer-term, we still would like stock-based compensation to come down as, quarter after quarter, shareholders are being diluted. There has been over $235 million in new shares issued in 2022, which is 50% higher than last year. The market is not pleased, as evidenced by all the gains from the earnings report having been given back. Trade the stock SoFi had a great quarter, and a solid outlook. While trading is some work, you can crush those who have invested and are hoping for gains years down the road. With the constant back and forth, we think this stock as perfect for trading around a core position. This remains a key tenet to our investing philosophy that we teach you here at BAD BEAT Investing. Be a Winner and Make Moves with our team Stop wasting time and join the community of 100's of traders at BAD BEAT Investing. Access an expert team of 4 analysts, available all day during market hours. 6 different chat rooms Rapid-return trade ideas each week with crystal clear target entries, profit levels, and stops Stocks, options, trades, dividends, and one-on-one portfolio reviews Money-back guarantee Education, tools, and conversation Disclosure: I/we have a beneficial long position in the shares of SOFI either through stock ownership, options, or other derivatives. Comment